Commercial Umbrella Insurance Coverage
(True bumbershoot form)
Safeguard your clients. Easy to sell. Coverage for marine and non-marine exposures.
If there were unsung hero awards for insurance coverage, the umbrella would win every time. Why? Your clients can get several millions dollars in excess coverage for a fraction of the costs of the total insurance package premium. This makes it easy for you to sell and safeguards your clients against financial ruin in the event of a catastrophic loss.
Our best umbrella (bumbershoot) program yet.
Excess insurance = acceptable. Umbrella = good. Bumbershoot = the best.
The acceptable excess liability form offers excess coverage over your client's primary scheduled General Liability, Marine Operators Legal Liability and Protection & Indemnity exposures, subject to policy exclusions.
The traditional umbrella coverage is written over primary liability policies. The umbrella goes into effect when the underlying liability policy limits are exhausted and provides protection against some of the claims not covered.
The Bumbershoot form is excess coverage over your client's primary scheduled General Liability, Marine Operators Legal Liability and Protection & Indemnity exposures and also excess over any other unscheduled marine exposures , subject to policy exclusions.
Umbrella (bumbershoot) highlights
- Protects against marine and non-marine exposures
- $5 million limit (higher limits available)
- Protection for personal watercraft (PWC) rentals, boat demonstrations and watersports.
What's eligible?
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Boat Dealers
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Yacht Brokers
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Marinas
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Rental Operations
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Boat Repairers
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Boat Manufactures
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Marine Accessory Suppliers
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Docks & Piers
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Yacht Clubs
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Sailing Schools
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Bait Shops (fishing tackle & supplies)
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Boat Canvas Manufacturers & Repairers
Not Eligible
We welcome the opportunity to qualify any questionable
risks for our commercial marine program. Just give us a call,
we’ll be happy to help or know who can.
Underwriter
An “A-15” rated carrier by A.M. Best Company underwrites
our insurance program.
Quoting
Average three day quote turnaround. Same day quote turn
around (if needed)
Agent/Broker Benefits
- Flexibility – Custom tailored program to meet the unique
needs of your diverse range of clients. - Simplicity – Same day quoting and binding (if needed).
- Fast Track Claims – Fair and prompt claims service
handled in-house. - Marketing Support – Your agency is supported by
National Marine Insurance Wholesalers Marine professionals with lead generation,
marketing and promotion ideas.
866.910.8576
